Costa Rican Colón (CRC)
Published processing fees and market availability for the Costa Rican Colón (CRC) across 16 gateways, bank acquirers, and payment rails serving Costa Rica. Always confirm current rates on the provider's official pricing page.
Regional context & bank acquiring rules: Central & South America payments guide · All Central America currencies
Who serves this currency
All 16 gateways, bank acquirers and wallets serving CRC markets, including providers with published CRC fee schedules (2) and custom/quote-only processors (14).
Card gateways & processors
| Provider & market notes | Fee schedule |
|---|---|
| AdyenEnterprise processor (Uber, Spotify, eBay). Interchange++ from roughly 0.6% + fixed per transaction plus scheme fees, custom contract pricing only. | Worldwide |
| Checkout.comEnterprise processor strong in EMEA/LatAm; interchange++ blended rates negotiated per merchant. | Worldwide |
| Mercado PagoAvailable in Costa Rica, see local fee schedule. | Custom pricing |
| TilopayCosta Rica online checkout (+13% IVA on fee); SINPE Móvil supported. | Published fees |
| Pagadito4.9% + US$0.35 equivalent; settles to Costa Rican banks. | Custom pricing |
| PixelPay (BAC)Regional availability, ask for a quote. | Serves this market |
| ONVO PayCosta Rica domestic cards 3.25% + ₡150 (+IVA); SINPE Móvil instant rail 1.25%. | Published fees |
| KushkiRegional LatAm paytech & direct acquirer founded in Ecuador. Custom enterprise and mid-market pricing across cards, cash vouchers and instant transfers. | Serves this market |
| dLocalEnterprise cross-border processor for emerging markets. Negotiated pricing: all-in roughly 2.7–7% by country and method; a published Shopify program listed ~4.9% + $0.30 + 2% USD. | Serves this market |
| EBANXCross-border processor for LatAm, Africa and India with 100+ local methods (Pix, boleto, OXXO). Custom pricing; third-party reviews cite ~2.7% + $0.30 (2021 figure, verify). | Serves this market |
| Scotiabank Caribbean (Scotia eCom+)Scotia eCom+ pairs a Scotiabank business merchant account (MID) with Visa Cybersource or Powertranz for online checkout. Custom MDR (~2.5%–3.75%) plus US$35–$75/mo gateway fee. | Serves this market |
| BAC Credomatic (Compra Click & e-Commerce)Costa Rica direct acquiring & Compra Click (~3.5%–4.5% by business tier). | Custom pricing |
| Placetopay (Evertec)Evertec's regional payment gateway powering bank e-commerce checkout across Colombia, Ecuador (Datafast/Medianet), Chile (Getnet), Uruguay and the Caribbean (RBC EZPay). | Serves this market |
Wallets & other payment rails
| Provider & market notes | Fee schedule |
|---|---|
| PayPalAvailable to merchants in 190+ countries; receiving capability varies by country. Cross-border fees are higher than domestic. | Worldwide |
| Amber PayKingston, Jamaica-based platform for Caribbean businesses: QR codes, payment links and card checkout (Visa/Mastercard), with deposits to local bank accounts within one business day. Lists 35+ markets; company-confirmed live in Jamaica, Barbados, BVI, Turks & Caicos, Antigua, Bahamas and Cayman. Advertises 0.5% per transaction, confirm which payment methods that covers before comparing it to card rates. | Serves this market |
| Payoneer Profile →Cross-border receiving platform: local receiving accounts, marketplace payouts and client payment requests in 190+ countries. Not a card checkout gateway. See our full Payoneer profile for the fee breakdown. | Worldwide |
Compare gateways for an amount
This comparison only shows fees we can publicly verify (2 of 16 providers serving CRC). Processors and bank acquirers that quote custom or merchant-specific rates are listed under Who serves this currency above.
Enter an amount to compare verified CRC rates.
Disclaimer: Comparisons only include publicly verifiable standard rates as of November 6, 2026 and exclude custom-quoted gateways, bank MIDs, monthly plan fees and local taxes unless noted. See all 16 providers serving CRC.
Card gateway fees
Fee tables only show rates we can publicly verify from official provider schedules (14 additional providers serve CRC with custom or quote-only pricing—see all 16 providers above). We never invent figures for custom-quoted processors or bank acquirers. Figures are for comparison only; always confirm your exact rate on the provider's site.
Monthly, plan & setup fees (CRC)
8 of 16 offer $0/mo base plans% + fixed fee) and are not included in calculator estimates above. Always verify current plan tiers on the provider's official pricing page.
Card gateways & bank acquirers — Monthly & setup fees
| Provider & plan notes | Plan structure | Base monthly fee | Setup fee |
|---|---|---|---|
| AdyenNo fixed monthly fee, but enterprise minimum monthly invoice typically applies | Bank MID / custom | $0/mo (min. volume applies) | $0 |
| Checkout.comNegotiated interchange++ schedule for high-volume merchants | Bank MID / custom | Custom enterprise contract | Custom |
| Mercado PagoPay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| TilopayDirect bank MID gateway connection plan: ~US$25–$45/mo | $0/mo + tiers | $0/mo (Aggregated PayFac) | $0 (aggregated) |
| PagaditoNo monthly maintenance fee on standard regional PayFac account | No monthly fee | $0/mo | $0 (promo) / US$99 |
| PixelPay (BAC)Pay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| ONVO PayPay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| KushkiRegional LatAm enterprise acquiring & aggregator contract | Bank MID / custom | Custom enterprise contract | Custom |
| dLocalCross-border & local LatAm/emerging market enterprise contract; min. volume applies | Bank MID / custom | Custom enterprise contract | Custom |
| EBANXEnterprise cross-border & local rail processing contract | Bank MID / custom | Custom enterprise contract | Custom |
| Scotiabank Caribbean (Scotia eCom+)Scotia eCom+ (Visa Cybersource) monthly gateway & merchant account maintenance | Bank MID / custom | ~US$45–$85/mo | ~US$100–$200 |
| BAC Credomatic (Compra Click & e-Commerce)Compra Click links often $0/mo; full e-commerce API gateway ~US$25–$45/mo | $0/mo + tiers | $0–US$35/mo | $0–US$100 |
| Placetopay (Evertec)Evertec gateway platform fee (often bundled by acquiring bank) | Bank MID / custom | ~US$30–$60/mo | Varies by bank |
Wallets & other payment rails — Monthly & setup fees
| Provider & plan notes | Plan structure | Base monthly fee | Setup fee |
|---|---|---|---|
| PayPalStandard Checkout $0/mo; Advanced / Pro virtual terminal ~$30/mo in US/CA/UK | $0/mo + tiers | $0/mo | $0 |
| Amber PayContact Amber Pay for merchant plan & POS/gateway terms | Bank MID / custom | Custom / quote | Confirmed at onboarding |
| Payoneer Profile →Free to hold and receive; $29.95 annual fee applies to inactive accounts in some countries | $0/mo + tiers | $0/mo | $0 |
Costa Rican Colón (CRC) payment gateway FAQs
Which payment gateways and processors serve Costa Rica (CRC)?
Sympli5 tracks 16 payment gateways, bank acquirers, and payment rails serving Costa Rica (Costa Rican Colón, CRC), including PayPal, Adyen, Checkout.com, Mercado Pago, Tilopay, Pagadito and 10 others. Of these, 2 publish verifiable standard CRC per-transaction schedules and 14 operate on custom, quote-only, or bank Merchant ID (MID) pricing.
What are the lowest published payment processing fees in Costa Rican Colón (CRC)?
Among the 2 providers with publicly verified CRC schedules, the lowest headline variable rate starts at 3.25% + CRC 150.00 via ONVO Pay. Your lowest effective cost depends on your average order value, card mix, and whether a fee cap applies—use the interactive CRC calculator on this page to compare exact net payouts.
Do CRC payment gateways charge monthly or setup fees?
Of the 16 providers serving CRC markets, 8 offer a $0/month base pay-as-you-go plan with $0 setup fees. The remaining 8 providers either require a monthly gateway plan or operate through a bank Merchant ID (MID) with bank-quoted monthly maintenance and setup fees. Monthly and setup costs are charged separately from per-transaction processing rates.
What does the international card surcharge mean for CRC transactions?
An international (foreign-issued) card fee applies when a customer pays your business in CRC using a Visa, Mastercard, or Amex issued by a bank outside your local merchant country—such as a foreign tourist or overseas buyer. In CRC, providers like ONVO Pay (+0.75%) add an explicit cross-border card surcharge on top of their domestic rate.