Regional payment guides
One guide per region: which gateways, bank acquirers and instant payment rails actually operate there, what they publish, and what to watch out for. We list what is available locally—we never advise forming foreign entities or other workarounds.
North America
Canada, the US and Mexico: Moneris, Helcim, Rotessa, Stripe and Square compared, plus SPEI and OXXO in Mexico.
Read guide →The Caribbean
14 currencies, direct bank MIDs (NCB, Scotiabank, CIBC, RBC, Republic Bank via Cybersource & Powertranz) vs aggregators (WiPay, Fygaro, Amber Pay, DimePay) and Sentoo A2A.
Read guide →South & Central America
Pix in Brazil, Bre-B and PSE in Colombia, Yappy in Panama, SINPE Móvil in Costa Rica, Mercado Pago, Getnet, Wompi, Culqi, Flow and BAC Credomatic.
Read guide →Europe & Caucasus
EEA 1.5% regulated card rates, SEPA Instant fee parity, Mollie + GoCardless, BLIK, Swish, Twint, plus Western Balkans, Moldova (MIA) and South Caucasus banks.
Read guide →Africa
28 currencies across West, East, Southern and North Africa: Paystack, Flutterwave, M-Pesa Lipa Na, PayShap, Yoco, Chargily/SATIM, Konnect and Indian Ocean banks.
Read guide →Middle East
10 currencies across the Gulf and Levant: Saudi mada vs international card spreads, UAE Jaywan, Kuwait KNET, Tap Payments, PayTabs, Geidea and Network International.
Read guide →Asia-Pacific & Oceania
28 currencies across South Asia, Southeast Asia, Central Asia, East Asia and the Pacific Islands: UPI, DuitNow QR, Bakong KHQR, Razorpay, Xendit, Kaspi, Click/Payme and M-PAiSA.
Read guide →