Gambian Dalasi (GMD)
Published processing fees and market availability for the Gambian Dalasi (GMD) across 7 gateways, bank acquirers, and payment rails serving Gambia. Always confirm current rates on the provider's official pricing page.
Regional context & bank acquiring rules: Africa payments guide · All Africa currencies
Who serves this currency
All 7 gateways, bank acquirers and wallets serving GMD markets, including providers with published GMD fee schedules (2) and custom/quote-only processors (5).
Card gateways & processors
| Provider & market notes | Fee schedule |
|---|---|
| AdyenEnterprise processor (Uber, Spotify, eBay). Interchange++ from roughly 0.6% + fixed per transaction plus scheme fees, custom contract pricing only. | Worldwide |
| Checkout.comEnterprise processor strong in EMEA/LatAm; interchange++ blended rates negotiated per merchant. | Worldwide |
| FlutterwaveRegional availability, ask for a quote. | Serves this market |
| ModemPayGambia payment gateway aggregating Wave, QMoney, AfriMoney & cards. | Published fees |
Wallets & other payment rails
| Provider & market notes | Fee schedule |
|---|---|
| PayPalAvailable to merchants in 190+ countries; receiving capability varies by country. Cross-border fees are higher than domestic. | Worldwide |
| WaveWave Gambia merchant QR & mobile money collection at 1%. | Published fees |
| Payoneer Profile →Cross-border receiving platform: local receiving accounts, marketplace payouts and client payment requests in 190+ countries. Not a card checkout gateway. See our full Payoneer profile for the fee breakdown. | Worldwide |
Compare gateways for an amount
This comparison only shows fees we can publicly verify (2 of 7 providers serving GMD). Processors and bank acquirers that quote custom or merchant-specific rates are listed under Who serves this currency above.
Enter an amount to compare verified GMD rates.
Disclaimer: Comparisons only include publicly verifiable standard rates as of November 6, 2026 and exclude custom-quoted gateways, bank MIDs, monthly plan fees and local taxes unless noted. See all 7 providers serving GMD.
Card gateway fees
Fee tables only show rates we can publicly verify from official provider schedules (5 additional providers serve GMD with custom or quote-only pricing—see all 7 providers above). We never invent figures for custom-quoted processors or bank acquirers. Figures are for comparison only; always confirm your exact rate on the provider's site.
| Provider | Local rate | Fixed fee | Fee cap | Intl. cards |
|---|---|---|---|---|
| ModemPayGambia payment gateway aggregating Wave, QMoney, AfriMoney & cards. | 2% | GMD 0.00 | n/a | Same rate |
Wallets & other payment rails (published rates)
Publicly verifiable merchant rates for mobile money, digital wallets and account-to-account rails in GMD.
| Provider | Local rate | Fixed fee | Fee cap | Intl. cards |
|---|---|---|---|---|
| WaveWave Gambia merchant QR & mobile money collection at 1%. | 1% | GMD 0.00 | n/a | Same rate |
Monthly, plan & setup fees (GMD)
5 of 7 offer $0/mo base plans% + fixed fee) and are not included in calculator estimates above. Always verify current plan tiers on the provider's official pricing page.
Card gateways & bank acquirers — Monthly & setup fees
| Provider & plan notes | Plan structure | Base monthly fee | Setup fee |
|---|---|---|---|
| AdyenNo fixed monthly fee, but enterprise minimum monthly invoice typically applies | Bank MID / custom | $0/mo (min. volume applies) | $0 |
| Checkout.comNegotiated interchange++ schedule for high-volume merchants | Bank MID / custom | Custom enterprise contract | Custom |
| FlutterwavePay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| ModemPayPay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
Wallets & other payment rails — Monthly & setup fees
| Provider & plan notes | Plan structure | Base monthly fee | Setup fee |
|---|---|---|---|
| PayPalStandard Checkout $0/mo; Advanced / Pro virtual terminal ~$30/mo in US/CA/UK | $0/mo + tiers | $0/mo | $0 |
| WaveNo monthly subscription fee on standard merchant wallet / QR / A2A acceptance | No monthly fee | $0/mo | $0 |
| Payoneer Profile →Free to hold and receive; $29.95 annual fee applies to inactive accounts in some countries | $0/mo + tiers | $0/mo | $0 |
Gambian Dalasi (GMD) payment gateway FAQs
Which payment gateways and processors serve Gambia (GMD)?
Sympli5 tracks 7 payment gateways, bank acquirers, and payment rails serving Gambia (Gambian Dalasi, GMD), including PayPal, Adyen, Checkout.com, Flutterwave, Wave, ModemPay and 1 others. Of these, 2 publish verifiable standard GMD per-transaction schedules and 5 operate on custom, quote-only, or bank Merchant ID (MID) pricing.
What are the lowest published payment processing fees in Gambian Dalasi (GMD)?
Among the 2 providers with publicly verified GMD schedules, the lowest headline variable rate starts at 1% + GMD 0.00 via Wave. Your lowest effective cost depends on your average order value, card mix, and whether a fee cap applies—use the interactive GMD calculator on this page to compare exact net payouts.
Do GMD payment gateways charge monthly or setup fees?
Of the 7 providers serving GMD markets, 5 offer a $0/month base pay-as-you-go plan with $0 setup fees. The remaining 2 providers either require a monthly gateway plan or operate through a bank Merchant ID (MID) with bank-quoted monthly maintenance and setup fees. Monthly and setup costs are charged separately from per-transaction processing rates.
What does the international card surcharge mean for GMD transactions?
An international (foreign-issued) card fee applies when a customer pays your business in GMD using a Visa, Mastercard, or Amex issued by a bank outside your local merchant country—such as a foreign tourist or overseas buyer. Check the International card box in the calculator or review the Intl. cards column in the fee table to see how cross-border cards affect your net payout.