Cayman Islands Dollar (KYD)
Published processing fees and market availability for the Cayman Islands Dollar (KYD) across 15 gateways, bank acquirers, and payment rails serving Cayman Islands. Always confirm current rates on the provider's official pricing page.
Regional context & bank acquiring rules: Caribbean payments guide · All Caribbean currencies
Who serves this currency
All 15 gateways, bank acquirers and wallets serving KYD markets, including providers with published KYD fee schedules (1) and custom/quote-only processors (14).
Card gateways & processors
| Provider & market notes | Fee schedule |
|---|---|
| AdyenEnterprise processor (Uber, Spotify, eBay). Interchange++ from roughly 0.6% + fixed per transaction plus scheme fees, custom contract pricing only. | Worldwide |
| Checkout.comEnterprise processor strong in EMEA/LatAm; interchange++ blended rates negotiated per merchant. | Worldwide |
| TilopayCayman Islands online checkout. | Published fees |
| PowertranzBermuda-based payment gateway serving acquiring banks and merchants across the Caribbean & Central America. Custom bank-linked pricing, typically 3–5%. | Serves this market |
| FygaroPuerto Rico-based platform serving the Caribbean (CIBC Caribbean partner): payment links, online stores, Tap-to-Pay. Monthly plans plus gateway fees; the percentage is confirmed during activation, not published. | Serves this market |
| CXPayCuraçao-based payment gateway serving the Dutch Caribbean and wider basin, integrating local acquiring banks and Sentoo. | Serves this market |
| Republic Bank (e-Commerce & EndCash)Largest indigenous Caribbean banking group. Provides direct Visa/Mastercard e-commerce acquiring across Trinidad, Barbados, Guyana, Suriname and the OECS (~2.5%–3.5% custom MDR + monthly fee), plus the EndCash digital wallet in Trinidad. | Serves this market |
| CIBC Caribbean Merchant ServicesDirect bank acquiring in the Cayman Islands. | Custom pricing |
| Scotiabank Caribbean (Scotia eCom+)Scotia eCom+ pairs a Scotiabank business merchant account (MID) with Visa Cybersource or Powertranz for online checkout. Custom MDR (~2.5%–3.75%) plus US$35–$75/mo gateway fee. | Serves this market |
| RBC Caribbean (EZPay 2.0 & Placetopay)RBC Royal Bank Caribbean offers EZPay 2.0 (payment links & virtual terminal powered by Evertec Placetopay) alongside full e-commerce card acquiring. | Serves this market |
| Butterfield Bank Merchant ServicesCayman Islands direct bank card acquiring. | Custom pricing |
| BAC Credomatic (Compra Click & e-Commerce)Central America's largest bank acquirer. Offers Compra Click (no-code payment links) and direct e-commerce API across all 6 Central American nations (also owns PixelPay). | Serves this market |
Wallets & other payment rails
| Provider & market notes | Fee schedule |
|---|---|
| PayPalAvailable to merchants in 190+ countries; receiving capability varies by country. Cross-border fees are higher than domestic. | Worldwide |
| Amber PayCayman Islands confirmed live, confirm pricing. | Custom pricing |
| Payoneer Profile →Cross-border receiving platform: local receiving accounts, marketplace payouts and client payment requests in 190+ countries. Not a card checkout gateway. See our full Payoneer profile for the fee breakdown. | Worldwide |
Compare gateways for an amount
This comparison only shows fees we can publicly verify (1 of 15 providers serving KYD). Processors and bank acquirers that quote custom or merchant-specific rates are listed under Who serves this currency above.
Enter an amount to compare verified KYD rates.
Disclaimer: Comparisons only include publicly verifiable standard rates as of November 6, 2026 and exclude custom-quoted gateways, bank MIDs, monthly plan fees and local taxes unless noted. See all 15 providers serving KYD.
Card gateway fees
Fee tables only show rates we can publicly verify from official provider schedules (14 additional providers serve KYD with custom or quote-only pricing—see all 15 providers above). We never invent figures for custom-quoted processors or bank acquirers. Figures are for comparison only; always confirm your exact rate on the provider's site.
| Provider | Local rate | Fixed fee | Fee cap | Intl. cards |
|---|---|---|---|---|
| TilopayCayman Islands online checkout. | 3.95% | KYD 0.30 | n/a | Same rate |
Monthly, plan & setup fees (KYD)
6 of 15 offer $0/mo base plans% + fixed fee) and are not included in calculator estimates above. Always verify current plan tiers on the provider's official pricing page.
Card gateways & bank acquirers — Monthly & setup fees
| Provider & plan notes | Plan structure | Base monthly fee | Setup fee |
|---|---|---|---|
| AdyenNo fixed monthly fee, but enterprise minimum monthly invoice typically applies | Bank MID / custom | $0/mo (min. volume applies) | $0 |
| Checkout.comNegotiated interchange++ schedule for high-volume merchants | Bank MID / custom | Custom enterprise contract | Custom |
| TilopayDirect bank MID gateway connection plan: ~US$25–$45/mo | $0/mo + tiers | $0/mo (Aggregated PayFac) | $0 (aggregated) |
| PowertranzPowertranz gateway fee billed alongside your acquiring bank MID | Bank MID / custom | ~US$50–$100/mo | ~US$150–$250 |
| FygaroeCommerce, invoicing & payment-link plans (US$15–$50/mo); also connects to bank MIDs | $0/mo + tiers | From US$15/mo | $0 (aggregator) |
| CXPayDirect bank MID gateway plan via Placetopay: ~US$35–$50/mo | $0/mo + tiers | $0/mo (Aggregated) | $0–US$150 |
| Republic Bank (e-Commerce & EndCash)Direct Cybersource / Powertranz gateway MID maintenance; EndCash wallet QR has $0 monthly fee | Bank MID / custom | ~US$40–$65/mo (eCom MID) | Bank underwriting |
| CIBC Caribbean Merchant ServicesDirect bank e-Commerce MID (Cybersource / Powertranz) or Fygaro bundle | Bank MID / custom | ~US$40–$75/mo | Bank underwriting |
| Scotiabank Caribbean (Scotia eCom+)Scotia eCom+ (Visa Cybersource) monthly gateway & merchant account maintenance | Bank MID / custom | ~US$45–$85/mo | ~US$100–$200 |
| RBC Caribbean (EZPay 2.0 & Placetopay)RBC EZPay 2.0 (Placetopay) virtual storefront / gateway subscription | Bank MID / custom | ~US$35–$65/mo | Bank underwriting |
| Butterfield Bank Merchant ServicesDirect Bermuda / Cayman e-commerce merchant account + Powertranz gateway fee | Bank MID / custom | Custom bank quote | Bank underwriting |
| BAC Credomatic (Compra Click & e-Commerce)Compra Click links often $0/mo; full e-commerce API gateway ~US$25–$45/mo | $0/mo + tiers | $0–US$35/mo | $0–US$100 |
Wallets & other payment rails — Monthly & setup fees
| Provider & plan notes | Plan structure | Base monthly fee | Setup fee |
|---|---|---|---|
| PayPalStandard Checkout $0/mo; Advanced / Pro virtual terminal ~$30/mo in US/CA/UK | $0/mo + tiers | $0/mo | $0 |
| Amber PayContact Amber Pay for merchant plan & POS/gateway terms | Bank MID / custom | Custom / quote | Confirmed at onboarding |
| Payoneer Profile →Free to hold and receive; $29.95 annual fee applies to inactive accounts in some countries | $0/mo + tiers | $0/mo | $0 |
Cayman Islands Dollar (KYD) payment gateway FAQs
Which payment gateways and processors serve Cayman Islands (KYD)?
Sympli5 tracks 15 payment gateways, bank acquirers, and payment rails serving Cayman Islands (Cayman Islands Dollar, KYD), including PayPal, Adyen, Checkout.com, Tilopay, Powertranz, Fygaro and 9 others. Of these, 1 publish verifiable standard KYD per-transaction schedules and 14 operate on custom, quote-only, or bank Merchant ID (MID) pricing.
What are the lowest published payment processing fees in Cayman Islands Dollar (KYD)?
Among the 1 providers with publicly verified KYD schedules, the lowest headline variable rate starts at 3.95% + KYD 0.30 via Tilopay. Your lowest effective cost depends on your average order value, card mix, and whether a fee cap applies—use the interactive KYD calculator on this page to compare exact net payouts.
Do KYD payment gateways charge monthly or setup fees?
Of the 15 providers serving KYD markets, 6 offer a $0/month base pay-as-you-go plan with $0 setup fees. The remaining 9 providers either require a monthly gateway plan or operate through a bank Merchant ID (MID) with bank-quoted monthly maintenance and setup fees. Monthly and setup costs are charged separately from per-transaction processing rates.
What does the international card surcharge mean for KYD transactions?
An international (foreign-issued) card fee applies when a customer pays your business in KYD using a Visa, Mastercard, or Amex issued by a bank outside your local merchant country—such as a foreign tourist or overseas buyer. Check the International card box in the calculator or review the Intl. cards column in the fee table to see how cross-border cards affect your net payout.