Thai Baht (THB)
Published processing fees and market availability for the Thai Baht (THB) across 9 gateways, bank acquirers, and payment rails serving Thailand. Always confirm current rates on the provider's official pricing page.
Regional context & bank acquiring rules: Asia-Pacific payments guide · All Asia currencies
Who serves this currency
All 9 gateways, bank acquirers and wallets serving THB markets, including providers with published THB fee schedules (5) and custom/quote-only processors (4).
Card gateways & processors
| Provider & market notes | Fee schedule |
|---|---|
| StripeDomestic Thai cards; PromptPay QR 1.65%. | Published fees |
| AdyenEnterprise processor (Uber, Spotify, eBay). Interchange++ from roughly 0.6% + fixed per transaction plus scheme fees, custom contract pricing only. | Worldwide |
| Checkout.comEnterprise processor strong in EMEA/LatAm; interchange++ blended rates negotiated per merchant. | Worldwide |
| XenditThailand cards 3.65%; PromptPay QR 1.65%. | Published fees |
| HitPayThailand cards 3.4% + ฿10; PromptPay QR 1.65%. | Published fees |
| 2C2PAnt Group-owned Southeast Asian enterprise payment gateway supporting 400+ regional methods (PromptPay, QRIS, GCash, TrueMoney, cards). Custom merchant pricing. | Serves this market |
| Opn Payments (Omise)Thailand standard card rate 3.65% (+7% VAT on fee); PromptPay QR 1.65%, TrueMoney 2.65%. | Published fees |
Wallets & other payment rails
| Provider & market notes | Fee schedule |
|---|---|
| PayPalThai commercial transactions. | Published fees |
| Payoneer Profile →Cross-border receiving platform: local receiving accounts, marketplace payouts and client payment requests in 190+ countries. Not a card checkout gateway. See our full Payoneer profile for the fee breakdown. | Worldwide |
Compare gateways for an amount
This comparison only shows fees we can publicly verify (5 of 9 providers serving THB). Processors and bank acquirers that quote custom or merchant-specific rates are listed under Who serves this currency above.
Enter an amount to compare verified THB rates.
Disclaimer: Comparisons only include publicly verifiable standard rates as of November 6, 2026 and exclude custom-quoted gateways, bank MIDs, monthly plan fees and local taxes unless noted. See all 9 providers serving THB.
Card gateway fees
Fee tables only show rates we can publicly verify from official provider schedules (4 additional providers serve THB with custom or quote-only pricing—see all 9 providers above). We never invent figures for custom-quoted processors or bank acquirers. Figures are for comparison only; always confirm your exact rate on the provider's site.
| Provider | Local rate | Fixed fee | Fee cap | Intl. cards |
|---|---|---|---|---|
| StripeDomestic Thai cards; PromptPay QR 1.65%. | 3.65%+1% international cards | THB 11.00 | n/a | +1% |
| XenditThailand cards 3.65%; PromptPay QR 1.65%. | 3.65%+1% international cards | THB 0.00 | n/a | +1% |
| HitPayThailand cards 3.4% + ฿10; PromptPay QR 1.65%. | 3.4%+1% international cards | THB 10.00 | n/a | +1% |
| Opn Payments (Omise)Thailand standard card rate 3.65% (+7% VAT on fee); PromptPay QR 1.65%, TrueMoney 2.65%. | 3.65% | THB 0.00 | n/a | Same rate |
Compare two THB card gateways side by side
Wallets & other payment rails (published rates)
Publicly verifiable merchant rates for mobile money, digital wallets and account-to-account rails in THB.
| Provider | Local rate | Fixed fee | Fee cap | Intl. cards |
|---|---|---|---|---|
| PayPalThai commercial transactions. | 3.9%+0.5% international cards | THB 11.00 | n/a | +0.5% |
Monthly, plan & setup fees (THB)
6 of 9 offer $0/mo base plans% + fixed fee) and are not included in calculator estimates above. Always verify current plan tiers on the provider's official pricing page.
Card gateways & bank acquirers — Monthly & setup fees
| Provider & plan notes | Plan structure | Base monthly fee | Setup fee |
|---|---|---|---|
| StripeStandard pay-as-you-go; Stripe Billing / Radar / custom packages optional | No monthly fee | $0/mo | $0 |
| AdyenNo fixed monthly fee, but enterprise minimum monthly invoice typically applies | Bank MID / custom | $0/mo (min. volume applies) | $0 |
| Checkout.comNegotiated interchange++ schedule for high-volume merchants | Bank MID / custom | Custom enterprise contract | Custom |
| XenditPay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| HitPayPay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| 2C2PAPAC enterprise & mid-market payment gateway contract | Bank MID / custom | Custom / quote | Custom |
| Opn Payments (Omise)Pay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
Wallets & other payment rails — Monthly & setup fees
Thai Baht (THB) payment gateway FAQs
Which payment gateways and processors serve Thailand (THB)?
Sympli5 tracks 9 payment gateways, bank acquirers, and payment rails serving Thailand (Thai Baht, THB), including Stripe, PayPal, Adyen, Checkout.com, Xendit, HitPay and 3 others. Of these, 5 publish verifiable standard THB per-transaction schedules and 4 operate on custom, quote-only, or bank Merchant ID (MID) pricing.
What are the lowest published payment processing fees in Thai Baht (THB)?
Among the 5 providers with publicly verified THB schedules, the lowest headline variable rate starts at 3.4% + THB 10.00 via HitPay. Your lowest effective cost depends on your average order value, card mix, and whether a fee cap applies—use the interactive THB calculator on this page to compare exact net payouts.
Do THB payment gateways charge monthly or setup fees?
Of the 9 providers serving THB markets, 6 offer a $0/month base pay-as-you-go plan with $0 setup fees. The remaining 3 providers either require a monthly gateway plan or operate through a bank Merchant ID (MID) with bank-quoted monthly maintenance and setup fees. Monthly and setup costs are charged separately from per-transaction processing rates.
What does the international card surcharge mean for THB transactions?
An international (foreign-issued) card fee applies when a customer pays your business in THB using a Visa, Mastercard, or Amex issued by a bank outside your local merchant country—such as a foreign tourist or overseas buyer. In THB, providers like Stripe (+1%), PayPal (+0.5%), Xendit (+1%) add an explicit cross-border card surcharge on top of their domestic rate.