Vietnamese Dong (VND)
Published processing fees and market availability for the Vietnamese Dong (VND) across 9 gateways, bank acquirers, and payment rails serving Vietnam. Always confirm current rates on the provider's official pricing page.
Regional context & bank acquiring rules: Asia-Pacific payments guide · All Asia currencies
Who serves this currency
All 9 gateways, bank acquirers and wallets serving VND markets, including providers with published VND fee schedules (3) and custom/quote-only processors (6).
Card gateways & processors
| Provider & market notes | Fee schedule |
|---|---|
| AdyenEnterprise processor (Uber, Spotify, eBay). Interchange++ from roughly 0.6% + fixed per transaction plus scheme fees, custom contract pricing only. | Worldwide |
| Checkout.comEnterprise processor strong in EMEA/LatAm; interchange++ blended rates negotiated per merchant. | Worldwide |
| PortOne (Iamport)Regional availability, ask for a quote. | Serves this market |
| XenditVietnam domestic NAPAS/VietQR & cards; international cards 3.5%. | Published fees |
| 2C2PAnt Group-owned Southeast Asian enterprise payment gateway supporting 400+ regional methods (PromptPay, QRIS, GCash, TrueMoney, cards). Custom merchant pricing. | Serves this market |
| OnePayVietnam online gateway: ~1.1% + 1,650 ₫ NAPAS domestic ATM, 2.5%–3.5% Visa/MC/JCB. | Published fees |
| VNPayVietnam's dominant QR & domestic NAPAS ATM gateway (1.1% + 1,650 ₫ domestic; ~2.5% international cards). | Published fees |
Wallets & other payment rails
| Provider & market notes | Fee schedule |
|---|---|
| PayPalAvailable to merchants in 190+ countries; receiving capability varies by country. Cross-border fees are higher than domestic. | Worldwide |
| Payoneer Profile →Cross-border receiving platform: local receiving accounts, marketplace payouts and client payment requests in 190+ countries. Not a card checkout gateway. See our full Payoneer profile for the fee breakdown. | Worldwide |
Compare gateways for an amount
This comparison only shows fees we can publicly verify (3 of 9 providers serving VND). Processors and bank acquirers that quote custom or merchant-specific rates are listed under Who serves this currency above.
Enter an amount to compare verified VND rates.
Disclaimer: Comparisons only include publicly verifiable standard rates as of November 6, 2026 and exclude custom-quoted gateways, bank MIDs, monthly plan fees and local taxes unless noted. See all 9 providers serving VND.
Card gateway fees
Fee tables only show rates we can publicly verify from official provider schedules (6 additional providers serve VND with custom or quote-only pricing—see all 9 providers above). We never invent figures for custom-quoted processors or bank acquirers. Figures are for comparison only; always confirm your exact rate on the provider's site.
| Provider | Local rate | Fixed fee | Fee cap | Intl. cards |
|---|---|---|---|---|
| XenditVietnam domestic NAPAS/VietQR & cards; international cards 3.5%. | 2.5%+1% international cards | ₫2,200 | n/a | +1% |
| OnePayVietnam online gateway: ~1.1% + 1,650 ₫ NAPAS domestic ATM, 2.5%–3.5% Visa/MC/JCB. | 2.5%+1% international cards | ₫2,200 | n/a | +1% |
| VNPayVietnam's dominant QR & domestic NAPAS ATM gateway (1.1% + 1,650 ₫ domestic; ~2.5% international cards). | 1.1%+1.4% international cards | ₫1,650 | n/a | +1.4% |
Monthly, plan & setup fees (VND)
6 of 9 offer $0/mo base plans% + fixed fee) and are not included in calculator estimates above. Always verify current plan tiers on the provider's official pricing page.
Card gateways & bank acquirers — Monthly & setup fees
| Provider & plan notes | Plan structure | Base monthly fee | Setup fee |
|---|---|---|---|
| AdyenNo fixed monthly fee, but enterprise minimum monthly invoice typically applies | Bank MID / custom | $0/mo (min. volume applies) | $0 |
| Checkout.comNegotiated interchange++ schedule for high-volume merchants | Bank MID / custom | Custom enterprise contract | Custom |
| PortOne (Iamport)Pay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| XenditPay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| 2C2PAPAC enterprise & mid-market payment gateway contract | Bank MID / custom | Custom / quote | Custom |
| OnePayPay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| VNPayPay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
Wallets & other payment rails — Monthly & setup fees
Vietnamese Dong (VND) payment gateway FAQs
Which payment gateways and processors serve Vietnam (VND)?
Sympli5 tracks 9 payment gateways, bank acquirers, and payment rails serving Vietnam (Vietnamese Dong, VND), including PayPal, Adyen, Checkout.com, PortOne (Iamport), Xendit, 2C2P and 3 others. Of these, 3 publish verifiable standard VND per-transaction schedules and 6 operate on custom, quote-only, or bank Merchant ID (MID) pricing.
What are the lowest published payment processing fees in Vietnamese Dong (VND)?
Among the 3 providers with publicly verified VND schedules, the lowest headline variable rate starts at 1.1% + ₫1,650 via VNPay. Your lowest effective cost depends on your average order value, card mix, and whether a fee cap applies—use the interactive VND calculator on this page to compare exact net payouts.
Do VND payment gateways charge monthly or setup fees?
Of the 9 providers serving VND markets, 6 offer a $0/month base pay-as-you-go plan with $0 setup fees. The remaining 3 providers either require a monthly gateway plan or operate through a bank Merchant ID (MID) with bank-quoted monthly maintenance and setup fees. Monthly and setup costs are charged separately from per-transaction processing rates.
What does the international card surcharge mean for VND transactions?
An international (foreign-issued) card fee applies when a customer pays your business in VND using a Visa, Mastercard, or Amex issued by a bank outside your local merchant country—such as a foreign tourist or overseas buyer. In VND, providers like Xendit (+1%), OnePay (+1%), VNPay (+1.4%) add an explicit cross-border card surcharge on top of their domestic rate.