Argentine Peso (ARS)
Published processing fees and market availability for the Argentine Peso (ARS) across 10 gateways, bank acquirers, and payment rails serving Argentina. Always confirm current rates on the provider's official pricing page.
Regional context & bank acquiring rules: South & Central America payments guide · All South America currencies
Who serves this currency
All 10 gateways, bank acquirers and wallets serving ARS markets, including providers with published ARS fee schedules (4) and custom/quote-only processors (6).
Card gateways & processors
| Provider & market notes | Fee schedule |
|---|---|
| AdyenEnterprise processor (Uber, Spotify, eBay). Interchange++ from roughly 0.6% + fixed per transaction plus scheme fees, custom contract pricing only. | Worldwide |
| Checkout.comEnterprise processor strong in EMEA/LatAm; interchange++ blended rates negotiated per merchant. | Worldwide |
| Mercado PagoCredit card immediate payout (+IVA); 10-day payout 4.39%, 18-day 3.39%, QR transfer 0.8%. | Published fees |
| PayUArgentina standard plan (+21% IVA on fee). | Published fees |
| dLocalNegotiated, contact sales. | Custom pricing |
| EBANXCross-border processor for LatAm, Africa and India with 100+ local methods (Pix, boleto, OXXO). Custom pricing; third-party reviews cite ~2.7% + $0.30 (2021 figure, verify). | Serves this market |
| Getnet (Santander)Getnet Argentina immediate credit card checkout (+IVA). | Published fees |
| Nave (Banco Galicia)Banco Galicia merchant platform: 0.8% interoperable QR transfer, 4.39% immediate credit card (+IVA). | Published fees |
Wallets & other payment rails
| Provider & market notes | Fee schedule |
|---|---|
| PayPalAvailable to merchants in 190+ countries; receiving capability varies by country. Cross-border fees are higher than domestic. | Worldwide |
| Payoneer Profile →Cross-border receiving platform: local receiving accounts, marketplace payouts and client payment requests in 190+ countries. Not a card checkout gateway. See our full Payoneer profile for the fee breakdown. | Worldwide |
Compare gateways for an amount
This comparison only shows fees we can publicly verify (4 of 10 providers serving ARS). Processors and bank acquirers that quote custom or merchant-specific rates are listed under Who serves this currency above.
Enter an amount to compare verified ARS rates.
Disclaimer: Comparisons only include publicly verifiable standard rates as of November 6, 2026 and exclude custom-quoted gateways, bank MIDs, monthly plan fees and local taxes unless noted. See all 10 providers serving ARS.
Card gateway fees
Fee tables only show rates we can publicly verify from official provider schedules (6 additional providers serve ARS with custom or quote-only pricing—see all 10 providers above). We never invent figures for custom-quoted processors or bank acquirers. Figures are for comparison only; always confirm your exact rate on the provider's site.
| Provider | Local rate | Fixed fee | Fee cap | Intl. cards |
|---|---|---|---|---|
| Mercado PagoCredit card immediate payout (+IVA); 10-day payout 4.39%, 18-day 3.39%, QR transfer 0.8%. | 6.29% | ARS 0.00 | n/a | Same rate |
| PayUArgentina standard plan (+21% IVA on fee). | 4.99% | ARS 0.00 | n/a | Same rate |
| Getnet (Santander)Getnet Argentina immediate credit card checkout (+IVA). | 4.59% | ARS 0.00 | n/a | Same rate |
| Nave (Banco Galicia)Banco Galicia merchant platform: 0.8% interoperable QR transfer, 4.39% immediate credit card (+IVA). | 4.39% | ARS 0.00 | n/a | Same rate |
Monthly, plan & setup fees (ARS)
6 of 10 offer $0/mo base plans% + fixed fee) and are not included in calculator estimates above. Always verify current plan tiers on the provider's official pricing page.
Card gateways & bank acquirers — Monthly & setup fees
| Provider & plan notes | Plan structure | Base monthly fee | Setup fee |
|---|---|---|---|
| AdyenNo fixed monthly fee, but enterprise minimum monthly invoice typically applies | Bank MID / custom | $0/mo (min. volume applies) | $0 |
| Checkout.comNegotiated interchange++ schedule for high-volume merchants | Bank MID / custom | Custom enterprise contract | Custom |
| Mercado PagoPay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| PayUPay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| dLocalCross-border & local LatAm/emerging market enterprise contract; min. volume applies | Bank MID / custom | Custom enterprise contract | Custom |
| EBANXEnterprise cross-border & local rail processing contract | Bank MID / custom | Custom enterprise contract | Custom |
| Getnet (Santander)Pay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| Nave (Banco Galicia)Pay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
Wallets & other payment rails — Monthly & setup fees
Argentine Peso (ARS) payment gateway FAQs
Which payment gateways and processors serve Argentina (ARS)?
Sympli5 tracks 10 payment gateways, bank acquirers, and payment rails serving Argentina (Argentine Peso, ARS), including PayPal, Adyen, Checkout.com, Mercado Pago, PayU, dLocal and 4 others. Of these, 4 publish verifiable standard ARS per-transaction schedules and 6 operate on custom, quote-only, or bank Merchant ID (MID) pricing.
What are the lowest published payment processing fees in Argentine Peso (ARS)?
Among the 4 providers with publicly verified ARS schedules, the lowest headline variable rate starts at 4.39% + ARS 0.00 via Nave (Banco Galicia). Your lowest effective cost depends on your average order value, card mix, and whether a fee cap applies—use the interactive ARS calculator on this page to compare exact net payouts.
Do ARS payment gateways charge monthly or setup fees?
Of the 10 providers serving ARS markets, 6 offer a $0/month base pay-as-you-go plan with $0 setup fees. The remaining 4 providers either require a monthly gateway plan or operate through a bank Merchant ID (MID) with bank-quoted monthly maintenance and setup fees. Monthly and setup costs are charged separately from per-transaction processing rates.
What does the international card surcharge mean for ARS transactions?
An international (foreign-issued) card fee applies when a customer pays your business in ARS using a Visa, Mastercard, or Amex issued by a bank outside your local merchant country—such as a foreign tourist or overseas buyer. Check the International card box in the calculator or review the Intl. cards column in the fee table to see how cross-border cards affect your net payout.