Paraguayan Guaraní (PYG)
Published processing fees and market availability for the Paraguayan Guaraní (PYG) across 9 gateways, bank acquirers, and payment rails serving Paraguay. Always confirm current rates on the provider's official pricing page.
Regional context & bank acquiring rules: South & Central America payments guide · All South America currencies
Who serves this currency
All 9 gateways, bank acquirers and wallets serving PYG markets, including providers with published PYG fee schedules (2) and custom/quote-only processors (7).
Card gateways & processors
| Provider & market notes | Fee schedule |
|---|---|
| AdyenEnterprise processor (Uber, Spotify, eBay). Interchange++ from roughly 0.6% + fixed per transaction plus scheme fees, custom contract pricing only. | Worldwide |
| Checkout.comEnterprise processor strong in EMEA/LatAm; interchange++ blended rates negotiated per merchant. | Worldwide |
| Mercado PagoAvailable in Paraguay, see local fee schedule. | Custom pricing |
| PagoparParaguay all-in e-commerce aggregator (+10% IVA on fee); Bancard, QR, Tigo Money, Personal Pay. | Published fees |
| Bancard (vPOS)Paraguay's primary card & QR acquirer (+10% IVA on fee). | Published fees |
| dLocalEnterprise cross-border processor for emerging markets. Negotiated pricing: all-in roughly 2.7–7% by country and method; a published Shopify program listed ~4.9% + $0.30 + 2% USD. | Serves this market |
| EBANXCross-border processor for LatAm, Africa and India with 100+ local methods (Pix, boleto, OXXO). Custom pricing; third-party reviews cite ~2.7% + $0.30 (2021 figure, verify). | Serves this market |
Wallets & other payment rails
| Provider & market notes | Fee schedule |
|---|---|
| PayPalAvailable to merchants in 190+ countries; receiving capability varies by country. Cross-border fees are higher than domestic. | Worldwide |
| Payoneer Profile →Cross-border receiving platform: local receiving accounts, marketplace payouts and client payment requests in 190+ countries. Not a card checkout gateway. See our full Payoneer profile for the fee breakdown. | Worldwide |
Compare gateways for an amount
This comparison only shows fees we can publicly verify (2 of 9 providers serving PYG). Processors and bank acquirers that quote custom or merchant-specific rates are listed under Who serves this currency above.
Enter an amount to compare verified PYG rates.
Disclaimer: Comparisons only include publicly verifiable standard rates as of November 6, 2026 and exclude custom-quoted gateways, bank MIDs, monthly plan fees and local taxes unless noted. See all 9 providers serving PYG.
Card gateway fees
Fee tables only show rates we can publicly verify from official provider schedules (7 additional providers serve PYG with custom or quote-only pricing—see all 9 providers above). We never invent figures for custom-quoted processors or bank acquirers. Figures are for comparison only; always confirm your exact rate on the provider's site.
| Provider | Local rate | Fixed fee | Fee cap | Intl. cards |
|---|---|---|---|---|
| PagoparParaguay all-in e-commerce aggregator (+10% IVA on fee); Bancard, QR, Tigo Money, Personal Pay. | 5.5% | PYG 0 | n/a | Same rate |
| Bancard (vPOS)Paraguay's primary card & QR acquirer (+10% IVA on fee). | 4.5% | PYG 0 | n/a | Same rate |
Monthly, plan & setup fees (PYG)
5 of 9 offer $0/mo base plans% + fixed fee) and are not included in calculator estimates above. Always verify current plan tiers on the provider's official pricing page.
Card gateways & bank acquirers — Monthly & setup fees
| Provider & plan notes | Plan structure | Base monthly fee | Setup fee |
|---|---|---|---|
| AdyenNo fixed monthly fee, but enterprise minimum monthly invoice typically applies | Bank MID / custom | $0/mo (min. volume applies) | $0 |
| Checkout.comNegotiated interchange++ schedule for high-volume merchants | Bank MID / custom | Custom enterprise contract | Custom |
| Mercado PagoPay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| PagoparPay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| Bancard (vPOS)Pay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| dLocalCross-border & local LatAm/emerging market enterprise contract; min. volume applies | Bank MID / custom | Custom enterprise contract | Custom |
| EBANXEnterprise cross-border & local rail processing contract | Bank MID / custom | Custom enterprise contract | Custom |
Wallets & other payment rails — Monthly & setup fees
Paraguayan Guaraní (PYG) payment gateway FAQs
Which payment gateways and processors serve Paraguay (PYG)?
Sympli5 tracks 9 payment gateways, bank acquirers, and payment rails serving Paraguay (Paraguayan Guaraní, PYG), including PayPal, Adyen, Checkout.com, Mercado Pago, Pagopar, Bancard (vPOS) and 3 others. Of these, 2 publish verifiable standard PYG per-transaction schedules and 7 operate on custom, quote-only, or bank Merchant ID (MID) pricing.
What are the lowest published payment processing fees in Paraguayan Guaraní (PYG)?
Among the 2 providers with publicly verified PYG schedules, the lowest headline variable rate starts at 4.5% + PYG 0 via Bancard (vPOS). Your lowest effective cost depends on your average order value, card mix, and whether a fee cap applies—use the interactive PYG calculator on this page to compare exact net payouts.
Do PYG payment gateways charge monthly or setup fees?
Of the 9 providers serving PYG markets, 5 offer a $0/month base pay-as-you-go plan with $0 setup fees. The remaining 4 providers either require a monthly gateway plan or operate through a bank Merchant ID (MID) with bank-quoted monthly maintenance and setup fees. Monthly and setup costs are charged separately from per-transaction processing rates.
What does the international card surcharge mean for PYG transactions?
An international (foreign-issued) card fee applies when a customer pays your business in PYG using a Visa, Mastercard, or Amex issued by a bank outside your local merchant country—such as a foreign tourist or overseas buyer. Check the International card box in the calculator or review the Intl. cards column in the fee table to see how cross-border cards affect your net payout.