Swiss Franc (CHF)
Published processing fees and market availability for the Swiss Franc (CHF) across 12 gateways, bank acquirers, and payment rails serving Switzerland, Liechtenstein. Always confirm current rates on the provider's official pricing page.
Regional context & bank acquiring rules: Europe payments guide · All Europe currencies
Who serves this currency
All 12 gateways, bank acquirers and wallets serving CHF markets, including providers with published CHF fee schedules (7) and custom/quote-only processors (5).
Card gateways & processors
| Provider & market notes | Fee schedule |
|---|---|
| StripeSwiss & EEA cards; TWINT 1.3% + CHF 0.30. | Published fees |
| AdyenEnterprise processor (Uber, Spotify, eBay). Interchange++ from roughly 0.6% + fixed per transaction plus scheme fees, custom contract pricing only. | Worldwide |
| Checkout.comEnterprise processor strong in EMEA/LatAm; interchange++ blended rates negotiated per merchant. | Worldwide |
| BraintreeRegional availability, ask for a quote. | Serves this market |
| NuveiMontreal-based global processor supporting 680+ local payment methods across North America, Europe, LatAm and APAC. Custom interchange-plus pricing. | Serves this market |
| MollieSwiss & international cards; TWINT supported. | Published fees |
| SumUpSwitzerland online checkout 2.5% (in-person 1.5% debit / 2.5% credit). | Published fees |
| myPOSSwiss consumer cards. | Published fees |
| PayrexxSwiss cards & Apple/Google Pay 2.5% + CHF 0.30; PostFinance & TWINT ~1.3%–1.6%. | Published fees |
Wallets & other payment rails
| Provider & market notes | Fee schedule |
|---|---|
| PayPalSwiss commercial transactions. | Published fees |
| TWINTSwitzerland's dominant mobile QR & online payment rail (~1.3% standard merchant fee). | Published fees |
| Payoneer Profile →Cross-border receiving platform: local receiving accounts, marketplace payouts and client payment requests in 190+ countries. Not a card checkout gateway. See our full Payoneer profile for the fee breakdown. | Worldwide |
Compare gateways for an amount
This comparison only shows fees we can publicly verify (7 of 12 providers serving CHF). Processors and bank acquirers that quote custom or merchant-specific rates are listed under Who serves this currency above.
Enter an amount to compare verified CHF rates.
Disclaimer: Comparisons only include publicly verifiable standard rates as of November 6, 2026 and exclude custom-quoted gateways, bank MIDs, monthly plan fees and local taxes unless noted. See all 12 providers serving CHF.
Card gateway fees
Fee tables only show rates we can publicly verify from official provider schedules (5 additional providers serve CHF with custom or quote-only pricing—see all 12 providers above). We never invent figures for custom-quoted processors or bank acquirers. Figures are for comparison only; always confirm your exact rate on the provider's site.
| Provider | Local rate | Fixed fee | Fee cap | Intl. cards |
|---|---|---|---|---|
| StripeSwiss & EEA cards; TWINT 1.3% + CHF 0.30. | 2.9%+0.35% international cards | CHF 0.30 | n/a | +0.35% |
| MollieSwiss & international cards; TWINT supported. | 2.9% | CHF 0.30 | n/a | Same rate |
| SumUpSwitzerland online checkout 2.5% (in-person 1.5% debit / 2.5% credit). | 2.5% | CHF 0.00 | n/a | Same rate |
| myPOSSwiss consumer cards. | 1.5%+1.4% international cards | CHF 0.05 | n/a | +1.4% |
| PayrexxSwiss cards & Apple/Google Pay 2.5% + CHF 0.30; PostFinance & TWINT ~1.3%–1.6%. | 2.5%+0.4% international cards | CHF 0.30 | n/a | +0.4% |
Compare two CHF card gateways side by side
Wallets & other payment rails (published rates)
Publicly verifiable merchant rates for mobile money, digital wallets and account-to-account rails in CHF.
Monthly, plan & setup fees (CHF)
8 of 12 offer $0/mo base plans% + fixed fee) and are not included in calculator estimates above. Always verify current plan tiers on the provider's official pricing page.
Card gateways & bank acquirers — Monthly & setup fees
| Provider & plan notes | Plan structure | Base monthly fee | Setup fee |
|---|---|---|---|
| StripeStandard pay-as-you-go; Stripe Billing / Radar / custom packages optional | No monthly fee | $0/mo | $0 |
| AdyenNo fixed monthly fee, but enterprise minimum monthly invoice typically applies | Bank MID / custom | $0/mo (min. volume applies) | $0 |
| Checkout.comNegotiated interchange++ schedule for high-volume merchants | Bank MID / custom | Custom enterprise contract | Custom |
| BraintreeStandard pay-as-you-go merchant account; custom enterprise pricing at scale | No monthly fee | $0/mo | $0 |
| NuveiVaries by region & acquiring package | Bank MID / custom | Custom / quote | Custom |
| MollieNo monthly fee or minimum volume; pay only per successful transaction | No monthly fee | €0/mo | €0 |
| SumUpPay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| myPOSPay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| PayrexxStarter CHF 15/mo, Plus CHF 29/mo, Pro CHF 59/mo (billed annually) | Monthly plan | From CHF 15/mo | CHF 0 |
Wallets & other payment rails — Monthly & setup fees
| Provider & plan notes | Plan structure | Base monthly fee | Setup fee |
|---|---|---|---|
| PayPalStandard Checkout $0/mo; Advanced / Pro virtual terminal ~$30/mo in US/CA/UK | $0/mo + tiers | $0/mo | $0 |
| TWINTNo monthly subscription fee on standard merchant wallet / QR / A2A acceptance | No monthly fee | $0/mo | $0 |
| Payoneer Profile →Free to hold and receive; $29.95 annual fee applies to inactive accounts in some countries | $0/mo + tiers | $0/mo | $0 |
Swiss Franc (CHF) payment gateway FAQs
Which payment gateways and processors serve Switzerland, Liechtenstein (CHF)?
Sympli5 tracks 12 payment gateways, bank acquirers, and payment rails serving Switzerland, Liechtenstein (Swiss Franc, CHF), including Stripe, PayPal, Adyen, Checkout.com, Braintree, Nuvei and 6 others. Of these, 7 publish verifiable standard CHF per-transaction schedules and 5 operate on custom, quote-only, or bank Merchant ID (MID) pricing.
What are the lowest published payment processing fees in Swiss Franc (CHF)?
Among the 7 providers with publicly verified CHF schedules, the lowest headline variable rate starts at 1.3% + CHF 0.00 via TWINT. Your lowest effective cost depends on your average order value, card mix, and whether a fee cap applies—use the interactive CHF calculator on this page to compare exact net payouts.
Do CHF payment gateways charge monthly or setup fees?
Of the 12 providers serving CHF markets, 8 offer a $0/month base pay-as-you-go plan with $0 setup fees. The remaining 4 providers either require a monthly gateway plan or operate through a bank Merchant ID (MID) with bank-quoted monthly maintenance and setup fees. Monthly and setup costs are charged separately from per-transaction processing rates.
What does the international card surcharge mean for CHF transactions?
An international (foreign-issued) card fee applies when a customer pays your business in CHF using a Visa, Mastercard, or Amex issued by a bank outside your local merchant country—such as a foreign tourist or overseas buyer. In CHF, providers like Stripe (+0.35%), PayPal (+1.99%), myPOS (+1.4%) add an explicit cross-border card surcharge on top of their domestic rate.