Icelandic Króna (ISK)
Published processing fees and market availability for the Icelandic Króna (ISK) across 8 gateways, bank acquirers, and payment rails serving Iceland. Always confirm current rates on the provider's official pricing page.
Regional context & bank acquiring rules: Europe payments guide · All Europe currencies
Who serves this currency
All 8 gateways, bank acquirers and wallets serving ISK markets, including providers with published ISK fee schedules (3) and custom/quote-only processors (5).
Card gateways & processors
| Provider & market notes | Fee schedule |
|---|---|
| AdyenEnterprise processor (Uber, Spotify, eBay). Interchange++ from roughly 0.6% + fixed per transaction plus scheme fees, custom contract pricing only. | Worldwide |
| Checkout.comEnterprise processor strong in EMEA/LatAm; interchange++ blended rates negotiated per merchant. | Worldwide |
| myPOSIceland online & POS card processing. | Published fees |
| Teya (formerly Borgun / SaltPay)Major Icelandic acquirer (Borgun heritage); standard SMB online & POS card processing. | Published fees |
| Rapyd (Valitor)Icelandic card acquiring & e-commerce gateway (acquired Valitor); custom enterprise tiers available. | Published fees |
| 2Checkout (Verifone)Regional availability, ask for a quote. | Serves this market |
Wallets & other payment rails
| Provider & market notes | Fee schedule |
|---|---|
| PayPalAvailable to merchants in 190+ countries; receiving capability varies by country. Cross-border fees are higher than domestic. | Worldwide |
| Payoneer Profile →Cross-border receiving platform: local receiving accounts, marketplace payouts and client payment requests in 190+ countries. Not a card checkout gateway. See our full Payoneer profile for the fee breakdown. | Worldwide |
Compare gateways for an amount
This comparison only shows fees we can publicly verify (3 of 8 providers serving ISK). Processors and bank acquirers that quote custom or merchant-specific rates are listed under Who serves this currency above.
Enter an amount to compare verified ISK rates.
Disclaimer: Comparisons only include publicly verifiable standard rates as of November 6, 2026 and exclude custom-quoted gateways, bank MIDs, monthly plan fees and local taxes unless noted. See all 8 providers serving ISK.
Card gateway fees
Fee tables only show rates we can publicly verify from official provider schedules (5 additional providers serve ISK with custom or quote-only pricing—see all 8 providers above). We never invent figures for custom-quoted processors or bank acquirers. Figures are for comparison only; always confirm your exact rate on the provider's site.
| Provider | Local rate | Fixed fee | Fee cap | Intl. cards |
|---|---|---|---|---|
| myPOSIceland online & POS card processing. | 2.4%+0.5% international cards | ISK 10 | n/a | +0.5% |
| Teya (formerly Borgun / SaltPay)Major Icelandic acquirer (Borgun heritage); standard SMB online & POS card processing. | 2.25%+0.65% international cards | ISK 15 | n/a | +0.65% |
| Rapyd (Valitor)Icelandic card acquiring & e-commerce gateway (acquired Valitor); custom enterprise tiers available. | 2.4%+0.5% international cards | ISK 18 | n/a | +0.5% |
Monthly, plan & setup fees (ISK)
6 of 8 offer $0/mo base plans% + fixed fee) and are not included in calculator estimates above. Always verify current plan tiers on the provider's official pricing page.
Card gateways & bank acquirers — Monthly & setup fees
| Provider & plan notes | Plan structure | Base monthly fee | Setup fee |
|---|---|---|---|
| AdyenNo fixed monthly fee, but enterprise minimum monthly invoice typically applies | Bank MID / custom | $0/mo (min. volume applies) | $0 |
| Checkout.comNegotiated interchange++ schedule for high-volume merchants | Bank MID / custom | Custom enterprise contract | Custom |
| myPOSPay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| Teya (formerly Borgun / SaltPay)Pay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| Rapyd (Valitor)Pay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
| 2Checkout (Verifone)Pay-as-you-go standard merchant account; pay only per transaction processed | No monthly fee | $0/mo | $0 |
Wallets & other payment rails — Monthly & setup fees
Icelandic Króna (ISK) payment gateway FAQs
Which payment gateways and processors serve Iceland (ISK)?
Sympli5 tracks 8 payment gateways, bank acquirers, and payment rails serving Iceland (Icelandic Króna, ISK), including PayPal, Adyen, Checkout.com, myPOS, Teya (formerly Borgun / SaltPay), Rapyd (Valitor) and 2 others. Of these, 3 publish verifiable standard ISK per-transaction schedules and 5 operate on custom, quote-only, or bank Merchant ID (MID) pricing.
What are the lowest published payment processing fees in Icelandic Króna (ISK)?
Among the 3 providers with publicly verified ISK schedules, the lowest headline variable rate starts at 2.25% + ISK 15 via Teya (formerly Borgun / SaltPay). Your lowest effective cost depends on your average order value, card mix, and whether a fee cap applies—use the interactive ISK calculator on this page to compare exact net payouts.
Do ISK payment gateways charge monthly or setup fees?
Of the 8 providers serving ISK markets, 6 offer a $0/month base pay-as-you-go plan with $0 setup fees. The remaining 2 providers either require a monthly gateway plan or operate through a bank Merchant ID (MID) with bank-quoted monthly maintenance and setup fees. Monthly and setup costs are charged separately from per-transaction processing rates.
What does the international card surcharge mean for ISK transactions?
An international (foreign-issued) card fee applies when a customer pays your business in ISK using a Visa, Mastercard, or Amex issued by a bank outside your local merchant country—such as a foreign tourist or overseas buyer. In ISK, providers like myPOS (+0.5%), Teya (formerly Borgun / SaltPay) (+0.65%), Rapyd (Valitor) (+0.5%) add an explicit cross-border card surcharge on top of their domestic rate.