Turkish Lira (TRY)

Fee data last updated November 6, 2026 2 verified fee schedules · 9 total providers

Published processing fees and market availability for the Turkish Lira (TRY) across 9 gateways, bank acquirers, and payment rails serving Türkiye. Always confirm current rates on the provider's official pricing page.

Regional context & bank acquiring rules: Europe payments guide · All Europe currencies

Who serves this currency

All 9 gateways, bank acquirers and wallets serving TRY markets, including providers with published TRY fee schedules (2) and custom/quote-only processors (7).

Card gateways & processors

Provider & market notesFee schedule
StripeAvailable in Türkiye, see country pricing. Custom pricing
AdyenEnterprise processor (Uber, Spotify, eBay). Interchange++ from roughly 0.6% + fixed per transaction plus scheme fees, custom contract pricing only. Worldwide
Checkout.comEnterprise processor strong in EMEA/LatAm; interchange++ blended rates negotiated per merchant. Worldwide
2Checkout (Verifone)Regional availability, ask for a quote. Serves this market
iyzicoTürkiye's leading online payment gateway (PayU-owned); supports Troy, Visa, MC & installments. Published fees
PayTRTürkiye virtual POS & link checkout with next-day settlement and no setup fee. Published fees
PayTabsAvailable in Türkiye, see pricing. Custom pricing

Wallets & other payment rails

Provider & market notesFee schedule
PayPalAvailable to merchants in 190+ countries; receiving capability varies by country. Cross-border fees are higher than domestic. Worldwide
Payoneer Profile →Cross-border receiving platform: local receiving accounts, marketplace payouts and client payment requests in 190+ countries. Not a card checkout gateway. See our full Payoneer profile for the fee breakdown. Worldwide

Compare gateways for an amount

This comparison only shows fees we can publicly verify (2 of 9 providers serving TRY). Processors and bank acquirers that quote custom or merchant-specific rates are listed under Who serves this currency above.

Enter an amount to compare verified TRY rates.

Disclaimer: Comparisons only include publicly verifiable standard rates as of November 6, 2026 and exclude custom-quoted gateways, bank MIDs, monthly plan fees and local taxes unless noted. See all 9 providers serving TRY.

Card gateway fees

Fee tables only show rates we can publicly verify from official provider schedules (7 additional providers serve TRY with custom or quote-only pricing—see all 9 providers above). We never invent figures for custom-quoted processors or bank acquirers. Figures are for comparison only; always confirm your exact rate on the provider's site.

ProviderLocal rateFixed feeFee capIntl. cards
iyzicoTürkiye's leading online payment gateway (PayU-owned); supports Troy, Visa, MC & installments. 2.99% TRY 0.25 n/a Same rate
PayTRTürkiye virtual POS & link checkout with next-day settlement and no setup fee. 2.49% TRY 0.00 n/a Same rate

Monthly, plan & setup fees (TRY)

7 of 9 offer $0/mo base plans
Separate from per-transaction fees: Monthly account fees, optional paid plan upgrades, bank Merchant ID (MID) gateway maintenance, and one-time setup fees are charged separately from per-transaction processing rates (% + fixed fee) and are not included in calculator estimates above. Always verify current plan tiers on the provider's official pricing page.

Card gateways & bank acquirers — Monthly & setup fees

Provider & plan notesPlan structureBase monthly feeSetup fee
StripeStandard pay-as-you-go; Stripe Billing / Radar / custom packages optional No monthly fee $0/mo $0
AdyenNo fixed monthly fee, but enterprise minimum monthly invoice typically applies Bank MID / custom $0/mo (min. volume applies) $0
Checkout.comNegotiated interchange++ schedule for high-volume merchants Bank MID / custom Custom enterprise contract Custom
2Checkout (Verifone)Pay-as-you-go standard merchant account; pay only per transaction processed No monthly fee $0/mo $0
iyzicoPay-as-you-go standard merchant account; pay only per transaction processed No monthly fee $0/mo $0
PayTRPay-as-you-go standard merchant account; pay only per transaction processed No monthly fee $0/mo $0
PayTabsPay-as-you-go standard merchant account; pay only per transaction processed No monthly fee $0/mo $0

Wallets & other payment rails — Monthly & setup fees

Provider & plan notesPlan structureBase monthly feeSetup fee
PayPalStandard Checkout $0/mo; Advanced / Pro virtual terminal ~$30/mo in US/CA/UK $0/mo + tiers $0/mo $0
Payoneer Profile →Free to hold and receive; $29.95 annual fee applies to inactive accounts in some countries $0/mo + tiers $0/mo $0

Turkish Lira (TRY) payment gateway FAQs

Which payment gateways and processors serve Türkiye (TRY)?

Sympli5 tracks 9 payment gateways, bank acquirers, and payment rails serving Türkiye (Turkish Lira, TRY), including Stripe, PayPal, Adyen, Checkout.com, 2Checkout (Verifone), iyzico and 3 others. Of these, 2 publish verifiable standard TRY per-transaction schedules and 7 operate on custom, quote-only, or bank Merchant ID (MID) pricing.

What are the lowest published payment processing fees in Turkish Lira (TRY)?

Among the 2 providers with publicly verified TRY schedules, the lowest headline variable rate starts at 2.49% + TRY 0.00 via PayTR. Your lowest effective cost depends on your average order value, card mix, and whether a fee cap applies—use the interactive TRY calculator on this page to compare exact net payouts.

Do TRY payment gateways charge monthly or setup fees?

Of the 9 providers serving TRY markets, 7 offer a $0/month base pay-as-you-go plan with $0 setup fees. The remaining 2 providers either require a monthly gateway plan or operate through a bank Merchant ID (MID) with bank-quoted monthly maintenance and setup fees. Monthly and setup costs are charged separately from per-transaction processing rates.

What does the international card surcharge mean for TRY transactions?

An international (foreign-issued) card fee applies when a customer pays your business in TRY using a Visa, Mastercard, or Amex issued by a bank outside your local merchant country—such as a foreign tourist or overseas buyer. Check the International card box in the calculator or review the Intl. cards column in the fee table to see how cross-border cards affect your net payout.

Selling in TRY?

Run your typical amount through the calculator and see real net payouts.

Open the TRY fee calculator